Student Health Insurance

All FAMU students are required to have health insurance per University Regulation 2.033. This regulation applies to students enrolled at least half-time (9 hours for undergraduates or 6 hours for graduate students) in a degree-seeking program. Students that are strictly online, transient, non-degree-seeking, dual enrolled high school students, certificate students and less than part-time are exempt from this requirement.

Students are required to provide proof of insurance coverage via an online waiver portal or purchase the university-sponsored health insurance plan. Students that fail to provide documentation of insurance coverage through the online portal prior to the deadline (drop/add deadline) and students whose opt-out waivers are denied will be enrolled in the university-sponsored plan. Charges for the insurance will be placed on the student account and the student will be responsible for payment.


If you already have health insurance coverage through a parent/guardian, spouse, employer or other means; you need to provide proof of this coverage and enter the information through the online waiver portal. The deadline for applying for a waiver is the Friday of the first week of classes, this is also the course Add/Drop deadline. You will need to have your current health insurance card available to complete the online submission.

Waiver Portal is now OPEN to complete the insurance waiver for FALL 2020

***OPT OUT***

Once you get to the website ( click on the blue “Waiver Info” box. Select the “Student Center” link on the page, then click on the blue box “Waive Coverage.” Complete the information requested and upload a copy of your insurance card.

2020-2021 Policy Brochure

If you are a Graduate Assistant:

Domestic and International graduate students that have an assistantship for 10 or more hours weekly or have a University-approved fellowship are eligible for health insurance benefits. You will need to apply for the insurance benefit each year that you have a valid contract to cover the time period. For more information, email: or you call 850-561-2913.

Health Insurance 2020-2021 Overview

Term Cost Coverage
Start Date
End Date
End Date

Annual $1,796 8/15/20 8/14/21 8/28/20 Aug 28*
Fall $684 8/15/20 12/31/20 8/30/20 Aug 30
Spring/Summer $1,112 1/1/21 8/14/21 1/8/21 Jan 8
Summer* $478 5/10/21 8/14/21 6/25/21 June 25

*Enrollment and Waiver deadline for College of Law is August 14, 2020

**The summer option is only available to new students enrolling in FAMU during a summer

Preferred Provider Organization: UnitedHealthcare Choice Plus

Prescription Plan: UnitedHealthcare Pharmacy – OptumRx

Student Health Center (SHC) $0
Preferred Provider $l00
Non-Preferred Provider $350

Out-of-Pocket Maximum: Preferred Provider: $6,850
Non-Preferred Provider: No maximum

Coinsurance Amount:
Preferred Provider: 80% of the Preferred Allowance (PA) for Covered Medical Expenses
Non-Preferred Provider: 60% of the Usual and Reasonable (U&R) charge for Covered Medical Expenses

The policy includes inpatient and outpatient services, diagnostic testing, substance abuse and mental health services and has a prescription benefit. The plan includes access to 24/7 online/telehealth Doctor and Counselor services and global emergency services. Student Assistance is another service that includes counseling, financial, legal advice and mediation. Translation services are available in over 170 languages for most of these services.

To view the Plan Quick Facts click below.

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International Students

International students must present proof of insurance coverage along with the required Health History and Immunization form to the Student Health Services. Policy information must be presented in English and meet the benefit requirements established by the Florida Board of Governors

State University System International Admission Policy

International Student Health Insurance Compliance Check

Students, who have not yet purchased an appropriate insurance coverage, may obtain information from the Office of Student Health Services on the health insurance policies from a few insurance companies that have been reviewed by the University and that meet the state requirements.  Student Health Services is responsible for reviewing international students’ health insurance coverage.

Substance Abuse Toolkit

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